Wednesday, March 18, 2015I have a home office. Am I covered under my homeowner policy? Today, companies are offering employees greater and greater access to telecommuting; which means that the number of home-based businesses is growing. READ MORE >>
Monday, February 9, 2015Will my insurance premiums go up if I marry someone with a bad driving record? Marriage vows are “for better or for worse”. Well, sometimes the “worse” involves marrying someone with a bad driving record. When you get married, you will need to add your spouse to your insurance policy. READ MORE >>
Wednesday, January 14, 2015Comprehensive and collision coverage – what is the difference? A typical auto insurance policy includes three primary types of coverage. These are liability, comprehensive (sometimes referred to as “other than collision”) and collision. READ MORE >>
Monday, December 15, 2014Fire Protection Tips for Your Home Your home is one of your most important investments. In 2012, fire departments in the United States responded to over 1,300,000 fires. These fires resulted in over $12,427,000,000 in property damage and 2,855 losses of life. READ MORE >>
Wednesday, November 26, 20147 Fun Facts About Thanksgiving 1. The first Thanksgiving was celebrated in 1621 by Pilgrims and Native Americans over a three day period, not one day. 2. Turkey might have been a part of the original meal, but was probably not the main course. READ MORE >>
Monday, November 10, 2014What are split limits vs. combined single limits (CSL)? All automobile policies include liability coverage for bodily injury and property damage. The liability limits that you choose on your policy can be written as either split limits or combined single limits. READ MORE >>
Thursday, October 30, 2014The Dangers of Driving at Night Most of us think we drive as well at night as we do during the day. Maybe so, but consider this. According to the National Safety Commission, even though nighttime driving accounts for only 23% of the miles traveled, more than 50% of vehicle fatalities occur between the hours of 6pm and 6am. READ MORE >>
Thursday, July 31, 2014Impact of A Sharknado As It Pertains To Insurance Coverage With the recent concern over the movie phenomena Sharknado, I thought it would be a good idea to share the impact of this potential storm from the insurance perspective. Before we begin, we need to define this new peril. READ MORE >>
Tuesday, July 15, 2014Why should I purchase more than the state required minimum limits of liability coverage? Most states require car owners to carry auto insurance, and most have a required minimum limit of liability insurance that drivers must purchase. READ MORE >>
Tuesday, April 29, 2014Tornado Safety Tips Tornados are one of nature’s most powerful and destructive forces. The violence of a tornado is heart stopping. The death and destruction they can leave behind is heart breaking. READ MORE >>
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