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Rockingham Insurance Blog: auto insurance

View the latest blog posts from Rockingham Insurance.

5 Tips when Purchasing Car Insurance Don’t Take the Lowest Liability Limits 1.       Purchasing lower liability limits may seem cost effective, but in the long run it can be costly. READ MORE >>

Comprehensive and collision coverage – what is the difference?   A typical auto insurance policy includes three primary types of coverage.  These are liability, comprehensive (sometimes referred to as “other than collision”) and collision. READ MORE >>

What are split limits vs. combined single limits (CSL)?   All automobile policies include liability coverage for bodily injury and property damage.  The liability limits that you choose on your policy can be written as either split limits or combined single limits. READ MORE >>

The Dangers of Driving at Night   Most of us think we drive as well at night as we do during the day.  Maybe so, but consider this.  According to the National Safety Commission, even though nighttime driving accounts for only 23% of the miles traveled, more than 50% of vehicle fatalities occur between the hours of 6pm and 6am. READ MORE >>

Why should I purchase more than the state required minimum limits of liability coverage?   Most states require car owners to carry auto insurance, and most have a required minimum limit of liability insurance that drivers must purchase. READ MORE >>

Auto Maintenance – why it is so important! An automobile that is well-maintained will be safer to drive than a neglected one. Keeping your car is good running condition could help you to avoid accidents, thus keeping you from having to file claims on your insurance policy. READ MORE >>

7 Ways to Save on Auto Insurance!   1.)    Take an annual policy rather than a 6 month policy.  This locks you into a rate for one year, which means the company cannot increase your premium until your full year policy has ran its course verses your rates changing every 6 months. READ MORE >>

Interesting Facts About Cars and Driving 1. Windshield wipers were invented by a woman named Mary Anderson.  She patented them in 1903. 2. The nitromethane fuel used to power Top Fuel Dragsters costs $16 a gallon. 3. The fastest known time for replacing a car engine is 42 seconds. READ MORE >>

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