Tuesday, October 6, 2015What are the North Carolina Requirements for Car Insurance (2015)? North Carolina law requires every driver to have liability, uninsured motorist, and in some cases, underinsured motorist insurance. North Carolina law states specific minimum limits for each coverage. READ MORE >>
Monday, September 7, 2015Why is Insurance for Teenage Drivers so Expensive? In the United States, 3,214 teens were killed in car accidents in 2009. Even though teenage drivers only account for about 14% of the drivers on the road, they are responsible for almost 30% of all automobile-related injuries. READ MORE >>
Monday, August 10, 2015What is an “insurance score”? An insurance score is a score calculated from information on your credit report. Insurance companies have found that credit information is very useful in predicting the likelihood of future accidents or insurance claims. READ MORE >>
Tuesday, July 21, 2015Detecting Water Leaks 1. Most water meters have a leak detection device installed. Usually this is a small red dial located on the water meter. When it is moving, water is being used in your home. READ MORE >>
Wednesday, June 17, 2015Workers’ Compensation – How to Manage an Audit Workers’ compensation is a required coverage for most businesses operating with 2 or more employees. The coverage was implemented in an effort to reduce the risk placed on the employer in the event of an employee loss resulting from employment. READ MORE >>
Monday, May 4, 2015What is wedding insurance? Wedding insurance is exactly what it sounds like. It is an insurance policy that covers your wedding and protects you financially against unforeseen mishaps and disasters that could ruin that special day. These policies are fairly inexpensive, but are extremely valuable for the peace of mind they provide. READ MORE >>
Tuesday, April 21, 2015Remodeling your home? Call your agent first! You’ve remodeled your home. It looks great and your property value has increased. That’s all you have to do, right? Wrong! Did you remember to contact your insurance agent to discuss how this new addition is insured? READ MORE >>
Wednesday, March 18, 2015I have a home office. Am I covered under my homeowner policy? Today, companies are offering employees greater and greater access to telecommuting; which means that the number of home-based businesses is growing. READ MORE >>
Wednesday, January 14, 2015Comprehensive and collision coverage – what is the difference? A typical auto insurance policy includes three primary types of coverage. These are liability, comprehensive (sometimes referred to as “other than collision”) and collision. READ MORE >>
Monday, December 15, 2014Fire Protection Tips for Your Home Your home is one of your most important investments. In 2012, fire departments in the United States responded to over 1,300,000 fires. These fires resulted in over $12,427,000,000 in property damage and 2,855 losses of life. READ MORE >>
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